Best savings account reddit

Best savings account reddit. triple_hoop. •. I would say have two, one in either HDFC/ICICI second one in SBI. Mainly because private banks are good for convenience but SBI is better for taking loans etc (if you don't mind slowest and laziest bank teller in the world) Reply reply. jbseek. •. Compare today’s best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top rate is 5.50% from Poppy Bank.Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Monthly savings accounts. Cash ISAs. You'll notice that 'high-interest' isn't really a thing at the moment. ovocashowl. • 4 yr. ago. HSBC regular savers is a good one for £250 a month, fixed for 1 year @ 2.75%. gobeye. • 4 yr. ago. You can get £2500 at …14 Nov 2022 ... Best savings account HANDS DOWN . Barclays Rainey day saver currently offering 5.12% AER (up to 5000). To get this account you have to be a ...Best savings account HANDS DOWN. . Barclays Rainey day saver currently offering 5.12% AER (up to 5000). To get this account you have to be a member of blue rewards scheme: To qualify for the blue rewards scheme you need to have £700 per month going into your current account and at least 2 direct debits. There is a £5 a month cost, but this is ...Welcome to /r/Money, a community centered around personal finance, investing, saving, and everything money-related. Here, you can share your financial achievements through pictures and stories, ask questions, and offer advice.I have my account set to round up any amount I charge to my checking and add the leftovers to my savings. So if I pay $3.24, it will round to $4 and the remaining .76 goes to my savings. This is nice because it builds my savings over time without me having to do anything. Well, I also have my savings account set to cover my checking account in ...SBI - free. I would go with ICICI. Also, look it up, almost all of them, icici, hdfc etc offer a student bank account will nil or very low minimum balance. And what you are talking about is AQB, average quarterly balance, every single bank will charge you if …Users share their opinions and experiences on different online and local savings accounts that offer interest rates, bonuses, and features. See the pros and cons of various options …Alliant Credit Union is one that is often mentioned - they have a history of paying high rates but right now it's at a lower than the leaders 0.80%. Netspend has a savings account attached to their prepaid card with a 5% interest rate. You can load for free via direct deposit or bank transfer.Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...A friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ...UPDATE. Apple Card’s new high-yield Savings account is now available, offering a 4.15 percent APY. Starting today, Apple Card users can choose to grow their Daily Cash rewards with a Savings account from Goldman Sachs, which offers a high-yield APY of 4.15 percent 1 — a rate that’s more than 10 times the national average. 2 With no fees ...Best high-yield savings accounts. Varo Savings Account - Best high-yield savings account overall. 360 Performance Savings - Best for highest savings account rates. Cornerstone Money Market Savings Account - Best high-interest savings account for no fees. CIT Platinum Savings Account - Best humanized banking experience for …I am happy with CIT, they did just move the savings connect from 4.05% to 4.2%. I know the paltinum is 4.4% but it is a slightly different product and they havn't abandoned the savings connect. If you want to talk "sleazy" how about these: using peoples money and paying nothing. Bank of America .01%.I am happy with CIT, they did just move the savings connect from 4.05% to 4.2%. I know the paltinum is 4.4% but it is a slightly different product and they havn't abandoned the savings connect. If you want to talk "sleazy" how about these: using peoples money and paying nothing. Bank of America .01%.Worth it naman to open a Unionbank account. But I think the best bank for your use case is Maya. Create an account and upgrade it. Maya Savings offers up to 10% p.a. interest boost for your first 100k if you use the Maya app for payment worth 30k. The remaining balance in Maya Savings after the first 100k earns at base 4% p.a. T-Mobile Money is 2.5% on both their checking and savings, and 4% on checking for the first $3K and 2.5% anything over that amount when you use your card 10x EVERY month. I earn over a dollar each month in both accounts. SoFi is 2.5% for checking and savings, but 3.75% for savings with the caveat you have direct deposit. Today’s banks paying the highest savings account rates are Poppy Bank at 5.50% APY and My Banking Direct and BrioDirect at 5.35% APY.27 Jun 2023 ... 5.65% up to 100k then 3% up to a million. It's under the BOQ umbrella so be aware if you have more than 250k under either ...Rates as of Feb. 26, 2024. Best high-yield savings accounts by bank. My Banking Direct. 4.4 /5. Score. APY. 5.0/5. Minimum deposit and fees. 4.0/5. Customer …ING everyday + savings is another one recommended frequently. It is 1.8% interest. To get the rate you need to deposit $1,000 and do 5 card transactions a month. The app does a decent job and the support is good if needed. The spreadsheet liked above is …You'll be asked to sign into your Forbes account. This year’s annual Elton John AIDS Foundation Academy Award Viewing Party raised a record breaking 10.8 …Please read the sidebar and observe sub rules when posting. ING Savings Maximiser raises to 3.10% from August 9th. Best thing is to keep your CBA account and get your salary paid into it so you don't …ING Savings Maximiser's rate today is 5.5% which remains one of the highest in market. However, ING's account does come with several conditions to earn that rate, which could be difficult to meet ...Money market deposit accounts are essentially the same as savings accounts and have deposit insurance. Money market mutual funds, on the other hand, are mutual funds which don't have deposit insurance to guarantee against losses, though they invest in the lowest risk securities so it is still extremely unlikely you will lose money in them.3.3% at Evansville Teachers Federal Credit Union. $20,000 limit, requires 15 debit purchases (any amount) each month and an electronic deposit. 3% at One Finance. No limit, but funding the 3% account is limited to 10% payroll/benefits direct deposits, up to a maximum of $1,000 per month. Although not strictly a checking or savings account, it's ...24 Jan 2023 ... I have heard great things about TrueWealth.Otherwise, apps like Selma or Invoya should work well for you: good Swiss options for investing ...Secondary market through a major player like Fidelity or Vanguard is also a good option as you can sell at any time. Fidelity doesn’t sell the 4 and 8 week bills, only the 13 week for the shortest. Since rates are rising so quickly, the 4 weeks works well. 15.Rates as of Feb. 26, 2024. Best high-yield savings accounts by bank. My Banking Direct. 4.4 /5. Score. APY. 5.0/5. Minimum deposit and fees. 4.0/5. Customer …how to get into hr dancing with the stars jason mraz Although Schwab is nearly perfect, I realized it was lacking in one thing: a high-yield savings account. Oh, it does have a savings account with that exact name, the Charles Schwab High Yield Investor Savings account, but the actual interest rate is somewhat laughable, a paltry 0.12%. I then focused my obsession on finding a savings account ...The most alluring aspect of this savings account is its competitive APY, easily up there with our best high-yield savings accounts. ... aside from the odd Reddit …SoFi is a good bank and their checking and saving product is decent. The APY is actually 0.90% and goes up to 1.50% with direct deposits. However, it doesn't offer the highest interest rates. For $10,000 there are other accounts you can take advantage of that gives you up to 4.00% APY.I found out that the inflation rate in Canada is between 1.6-1.8% while most savings accounts give an annual return of 1.2-1.4%. This means that people who invest money in a savings account are essentially loosing money. For comparison, most emerging markets have higher inflation rates but most of their savings return rate is more than the ...March 05, 2024. High-yield savings accounts pay a competitive interest rate on your savings — many multiples of what you’ll earn in a traditional savings account. …Secondary market through a major player like Fidelity or Vanguard is also a good option as you can sell at any time. Fidelity doesn’t sell the 4 and 8 week bills, only the 13 week for the shortest. Since rates are rising so quickly, the 4 weeks works well. 15.I was able to do it but from chase I added the account and after some “verification” I was able to send the money but as always they will call you to “verify” it was you, what was the “purpose “ of this transaction, be ready to waste +15 minutes of your life talking on the phone, be ready with all the information they will ask you cause if you fail, “call again or come in person ...Even my regular savings account is @ 3.75% right now. If your an Apple user, Apple's new savings account pays 4.15% APY from Goldman Sachs. The fact that some banks are only giving around 0.5% or less in "Savings" accounts when the risk free rate is around 4% or more puts those banks into SCAM territory in my opinion. athens greece restaurants how to stream local channels If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...Wealthfront has the highest yield (I can refer if you like, I reached my max 6 months, so I don't have any rewards). Marcus has the highest intro yield. Capitalone gives you 350 for 500 qualifying deposits. Discover has 1% on Discover Debit Cashback (Debit Card, not Credit Card). CanadianBaconne • 21 hr. ago.29 Sept 2023 ... Capital One 360 savings has a good rate. Get a checking account with a local account if that's what fits you best, then transfer to an online ...21 Apr 2023 ... I like CapOne because of the large atm network for checking and transfers, billpay etc are easy and you can deposit cash at CVS but it's the ... car accident austin tx Looking at money saving expert suggests there's a few higher interest rate accounts - Atom Bank at 0.75%. Interest is terrible everywhere right now. In general cash ISAs and savings accounts will have quite low interest (below inflation). Premium bonds are an ok bet, you'll get at minimum what you pay into it back. Possibility of winning more. 31 Jan 2023 ... This is an excellent point. I switched to Wealthfront. Their direct import has been flawless and they are paying 3.8% on their cash account. carpet cleaning price high end furniture brands xcode windows Open a UTMA account for the kid and put the kid's money into a good growth stock mutual fund or an Index fund and reinvest the dividends into buying more shares. If you want the money to be earmarked for college, make it a 529 account. as some have already said it depends on what you want you are trying to save for.They give 0.1% APY on their checking accounts, and 0.4% on their savings accounts (which is better than even USAA's 0.01%-0.2% "savings" account) Don't have account … triple_hoop. •. I would say have two, one in either HDFC/ICICI second one in SBI. Mainly because private banks are good for convenience but SBI is better for taking loans etc (if you don't mind slowest and laziest bank teller in the world) Reply reply. jbseek. •. love lost If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...24 Jan 2023 ... I have heard great things about TrueWealth.Otherwise, apps like Selma or Invoya should work well for you: good Swiss options for investing ... grizzby Alliant Credit Union is one that is often mentioned - they have a history of paying high rates but right now it's at a lower than the leaders 0.80%. Netspend has a savings account attached to their prepaid card with a 5% interest rate. You can load for free via direct deposit or bank transfer. The Westpac-adjacent banks (St George, BankSA, Bank of Melbourne) offer a very high savings rate (4% from the 9th of November), with pretty easy conditions ($50 deposit minimum per month, grow balance). You also don’t get completely shafted if you have to draw off of it in an emergency, with a 1% base rate. Problem with these is I have no ... March 05, 2024. High-yield savings accounts pay a competitive interest rate on your savings — many multiples of what you’ll earn in a traditional savings account. … The Westpac-adjacent banks (St George, BankSA, Bank of Melbourne) offer a very high savings rate (4% from the 9th of November), with pretty easy conditions ($50 deposit minimum per month, grow balance). You also don’t get completely shafted if you have to draw off of it in an emergency, with a 1% base rate. Problem with these is I have no ... The Westpac-adjacent banks (St George, BankSA, Bank of Melbourne) offer a very high savings rate (4% from the 9th of November), with pretty easy conditions ($50 deposit minimum per month, grow balance). You also don’t get completely shafted if you have to draw off of it in an emergency, with a 1% base rate. Problem with these is I have no ... For a general emergency fund, you want a high yield savings account at a bank like Ally, Capital One, CIT bank, etc. If you have T-Mobile, you can get a MONEY account. 4% on the first $3k and 2.5% on anything over the $3k. To get the 4% you have to make 10 debit card purchases, so I reload my Amazon gift card for 50¢. audacity remove background noise tennis why love The most alluring aspect of this savings account is its competitive APY, easily up there with our best high-yield savings accounts. ... aside from the odd Reddit …Reddit's advertising model is effectively protecting violent subreddits like r/The_Donald—and making everyday Redditors subsidize it. Reddit has a problem. The website has always p...Savings account: FDIC insured up to $250k, "perfect" safety. liquid within ~1 day (even if the bank collapses, FDIC opens it up in a day) rates around 2.25% or so. reg D, so only 6 withdrawals (ACH and such, teller withdrawals not restricted) Money market fund: not FDIC insured, but can be invested in 100% treasuries for basically the same safety.2. ptvtpc • 4 mo. ago. Apple Saving account at 4.15%. 5. waityoucandothat • 4 mo. ago. Take a look at MaxMyInterest.com. This site will allow you to open multiple FDIC-insured high yield savings accounts in minutes, and it will rebalance your cash monthly to ensure you’re maximizing yield. 3. ManicSheogorath • 4 mo. ago. outlier clothing A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat... The most extensive list of options is on https://www.doctorofcredit.com/high-interest-savings-to-get/ but here are the best ones in my opinion: 7.12% on Series I US Savings bonds. These have a $10,000 annual purchase limit and cannot be redeemed for one year. Ally Bank is the highest I've seen (0.5%) and the one bank I use. Like all banks this rate is severely down since the pandemic (2.2% at one point), but it remains one of the highest with a good interface. I have Marcus by Goldman Sachs, which is also at 0.5% right now. I’ve seen a high of 2.3%. You really can’t go wrong with one of these ... iphone 12 minj team seal tv show Bill Nye the "Science Guy" got torn to pieces for his answer on Reddit. So we did his homework for him. Apparently, this is a question people ask, and they don’t like it when you m...Given today's lowest in the history interest rates there isn't and won't be any savings account which can bring any profit. This isn't connected to Portugal, but more like to Eurozone, but honestly everywhere we've seen low interest rates for past few years. With a today economy these interest rates are further lowered to encourage people to ...Works like an IRA - there is a max annual contribution ($2000), and it grows tax deferred and distributions are tax free if spent on eligible education expenses. You would be the responsible individual on the account until your kiddo hits 18 or 21. You can typically invest in any type of security in this type of account, but a good growth fund ... T-Mobile Money is 2.5% on both their checking and savings, and 4% on checking for the first $3K and 2.5% anything over that amount when you use your card 10x EVERY month. I earn over a dollar each month in both accounts. SoFi is 2.5% for checking and savings, but 3.75% for savings with the caveat you have direct deposit. The best high-yield savings accounts currently pay 4.75% APY or more right now. These accounts also pay better savings rates than traditional savings accounts …266K subscribers in the Money community. Welcome to /r/Money, a community centered around personal finance, investing, saving, and everything…If you are truly interested in saving and don't mind some paperwork, the best rates you're going to get are by opening new bank accounts every month or so to obtain the bonus. Discover has a $450 bonus right now if you deposit $35000. That's a 1.3% yeild that compounds within a week or so, no need to wait a year. They also have a 2.75% rate btw.Many banks let you "bucket" different goals within one savings. For example I have Ally and I have buckets for Emergencies, Home Repair, Vacations, etc. Then you can set it up so X% of each deposit goes to where you want. Like 10% to emergencies, 2% to vacation, etc. That would be simpler than having multiple accounts. best cheese for hamburgers 1. MLHHEISENBERG. •. Yeah less than $50000 but if your age or amount of money exceed, then it goes down to 3.00%. As I have under $50000, my plan is to keep it there until then but once it exceeds, switch it to the next highest savings … HMBradley is 1% or 3% if you have their credit card. You need to direct deposit $1500/month and spend $100 with their credit card to reach 3%. Credit card is $0 first year and $65/y after. CC gives you 3% Cashback on first spending category, 2% for second, then 1% rest. r/personalfinance. The best high-yield savings accounts in our banking review can boost your short-term savings with rates of up to 5.25% annual percentage yield (APY). Best High Yield Savings Rates June 2022. Saving. With interest rates rising, banks have started to update their savings accounts. What are some of the best rates you’ve seen out there? A few years ago I couldn’t find anything that beat Citi Bank’s 2.5% but right now they seem hesitant to increase that, and are currently offering .6%. 266K subscribers in the Money community. Welcome to /r/Money, a community centered around personal finance, investing, saving, and everything… mens clubbing outfits ING everyday + savings is another one recommended frequently. It is 1.8% interest. To get the rate you need to deposit $1,000 and do 5 card transactions a month. The app does a decent job and the support is good if needed. The spreadsheet liked above is a …5 Dec 2022 ... You could check out Kernel save from Kernel Wealth. The benifit from this is that they seem to offer very competive/some of the best interest ...Bill Nye the "Science Guy" got torn to pieces for his answer on Reddit. So we did his homework for him. Apparently, this is a question people ask, and they don’t like it when you m...My checking account with Chase received my public employee pension deposit described as PERA M ANNUITY PPID: XXXXXXXXXX TYPE ACH CREDIT on March 2nd. I so far have not seen the $300 bonus post to my account. My pension fund says it's a direct deposit, the csr at Chase claims that it is not as they say it's an annuity which does not qualify. wallstreet silver Some banks offer tiered interest rates. To find the best high-interest rate for you, browse Bankrate's list of the best high-yield savings accounts. The plan would be to downgrade to the lowest account and credit card at that point. It’s more about comparing a regular savings account to the benefits of keeping it in the all inclusive. The matter of liquidity is no issue between the two. EQ bank gives 1.25% per year on a savings account at this point in time, returning 63$ within the year. The best savings rates in March 2024. Our experts regularly scour the market for the best rates so you don't have to. Here's what you can currently get, based on how long you're willing to lock your cash up for. The top instant-access rates are based on an initial deposit of £1,000 and for fixed-rate accounts it's £5,000.Rates as of Feb. 26, 2024. Best high-yield savings accounts by bank. My Banking Direct. 4.4 /5. Score. APY. 5.0/5. Minimum deposit and fees. 4.0/5. Customer … There are many options for savings account and a lot offer a high interest rate for a limited promotional time (eg 4.25% for 6 months, then rate reverts to the regular interest rate of 2.25% or some offer like that). What is the highest interest savings account that does not have a limited term rate. mandalorian game hotels with jacuzzi in room dallas tx Hi there, I'm looking at opening a new savings account (TFSA). I was thinking going with ING, but they recently bumped down their interest rate from 2% to just 1.5%. The highest interest rate I've seen is 2.5% from Hubert Financial. However, they aren't backed by the CDIC and charge you fees for signing up and making transactions.We wanted to open up a savings account. And we just wanted to see which banks offer the best deals (APY, Opening Bonus, etc) So far, Ally has offered the highest APY at 3.0%. But a few banks were offering a couple of hundred bucks if we deposited a minimum of a specific amount. Appreciate any responses.TD has epremium savings account with 1.5% interest over 10k balance if you want the cash to be liquid, I wouldn't recommend a "high interest" tfsa ever no chance. Imo tfsa should not be for holding cash. The amount of interest you'd earn on any deposit there so little that the benefit of the tfsa (capital gains are tax free) would be wasted. For example, an Ally savings account would pay you 0.6% a year. That's $120 a year. Sure, money is money. But I wouldn't consider that kind of return over a year "doing something" for you. You might as well just open a chase savings account for their $150 intro offer. That only requires a $10k contribution. Rates as of Feb. 26, 2024. Best high-yield savings accounts by bank. My Banking Direct. 4.4 /5. Score. APY. 5.0/5. Minimum deposit and fees. 4.0/5. Customer …One trick to saving money is to make a monthly budget based on 4 weeks pay. Factor in your rent/mortgage, bills, gas, etc. plus whatever you can save for your travel fund. The trick comes at the the end of the year because 12 months x 4 weeks = 48 weeks, but there are actually 52 weeks in a year. So you just saved an extra 4 weeks of pay.MOD. Best CD rates for 12 month terms? Or highest APY savings account? Investing. Marcus by Goldman Sachs is currently offering 4% for 12 months which is a pretty decent return for short term cash. I've never used them before. Alternatively, Betterment and Wealthfront are offering 3.2% and 3.3%, respectively.Why we like Cornerstone Money Market Savings Account Best high-yield savings account for no fees. Vio Bank is a great option for those who want a high-interest savings rate, with no frills or fees. The digital bank’s Cornerstone Money Market Account offers a highly competitive interest rate of 4.88% APY. What are the best High Yield Savings accounts? Saving. Im 23 years old and have ironically saved about 23k since graduating college and would like to make the most by putting my savings in a high yield savings account. I currently have a PNC bank account but the APY is 0.03% which I have now realized is a huge waste. No bonuses available. Best For. Children with a few bucks who want to start saving. Garden Savings Federal Credit Union's Kids Club Savings Account is a basic children's savings option that features a strong interest rate on all balances. In fact, with just a $5 minimum, your child will receive a 0.50% APY.You know you could just google "Best high yield saving accounts" and among the first links you would find many websites providing the top N best banks for that. Personally I use wealthfront saving account that has 3,8%. PNC bank has 4% and this is the highest I found from a well known entity. And many banks offer a rate in the 3-3,5 range.The best high-yield savings accounts currently pay 4.75% APY or more right now. These accounts also pay better savings rates than traditional savings accounts … Even my regular savings account is @ 3.75% right now. If your an Apple user, Apple's new savings account pays 4.15% APY from Goldman Sachs. The fact that some banks are only giving around 0.5% or less in "Savings" accounts when the risk free rate is around 4% or more puts those banks into SCAM territory in my opinion. chase overdraft limit Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...DiarrhoeaOverlord. • 1 yr. ago. If you are salaried and eligible for a credit card, consider the UOB One Account. It gives you a range of 3.85-5.00% EIR p.a. depending on your account balance, as long as you credit your salary with them and spends $500/month on their credit card. IMO, the best pairing is the UOB One Account + UOB EVOL Credit ...Open a UTMA account for the kid and put the kid's money into a good growth stock mutual fund or an Index fund and reinvest the dividends into buying more shares. If you want the money to be earmarked for college, make it a 529 account. as some have already said it depends on what you want you are trying to save for. how long does it take to get a master's degree Reddit is making it easier for users to share content from its platform, acknowledging that it previously "didn't make it easy" to do so. Reddit is introducing a series of updates ...Previously I had used Sofi Money as a place to hold my savings and especially using its Vaults feature. But now that one can only get 1% from a direct deposit - previously I should use ACH bank to bank transfers and still got the .25%/.50% - I'm sort of out of luck in that department since I use a physical bank to deposit my checks.MOD. Best CD rates for 12 month terms? Or highest APY savings account? Investing. Marcus by Goldman Sachs is currently offering 4% for 12 months which is a pretty decent return for short term cash. I've never used them before. Alternatively, Betterment and Wealthfront are offering 3.2% and 3.3%, respectively.25 Nov 2023 ... Keanu Reeves. See more. RESOURCES. About Reddit · Advertise · Help · Blog · Careers · Press · Communities · Best of... best site for cheap hotels how to watch football games without cable 7 May 2023 ... You better bet we use a HYSA! I have a certainly amount automatically move over to checking and then periodically top up the cash account with ...Milli Bank: Boasting a 5.50% APY with no minimum balance requirement, Milli is a strong contender for the top spot. Andrews Federal Credit Union: Offering a 5.75% APY on balances up to $1,000, it’s an excellent option for smaller savers. MyBankingDirect: With a 5.35% APY and a $500 minimum balance requirement, it’s a solid choice for those ... alcohol is the best Wealthfront has the highest yield (I can refer if you like, I reached my max 6 months, so I don't have any rewards). Marcus has the highest intro yield. Capitalone gives you 350 for 500 qualifying deposits. Discover has 1% on Discover Debit Cashback (Debit Card, not Credit Card). CanadianBaconne • 21 hr. ago.Hello! I suggest you apply for an RCBC Instacard. 10k yung minimum holdout amount and 95% nun ang magiging credit limit mo. So kung magdedeposit ka ng 10k, 9.5k magiging credit limit mo. Suggestion ko ay maglagay ka ng at least 15k sa account mo para may matirang 5k kapag kinuha nila yung holdout amount sa account mo.21 Nov 2022 ... VMFXX stacks up well. 7 day yield 3.61%. That is better than HYSA at 3%. VMFXX is not FDIC insured, but the things it holds are 99%+ government ...Open a UTMA account for the kid and put the kid's money into a good growth stock mutual fund or an Index fund and reinvest the dividends into buying more shares. If you want the money to be earmarked for college, make it a 529 account. as some have already said it depends on what you want you are trying to save for.No bonuses available. Best For. Children with a few bucks who want to start saving. Garden Savings Federal Credit Union's Kids Club Savings Account is a basic children's savings option that features a strong interest rate on all balances. In fact, with just a $5 minimum, your child will receive a 0.50% APY.You can buy US bonds in increments of $1000, they would be the highest savings rate you can get that's backed by the US government. EDIT: I want to add I'm aware that bank deposits are insured by the government up to a certain amount. But generally, outside some rare/capped interest rates the best you'll get are bonds.Posted by u/AriannaandDoja - 1 vote and no commentsI get 3% on my CU checking account. It’s absurd, definitely the way to go. And the app/online is just as good as any national bank. FYI, when I got my first job out of college, I was shocked at how much my "start up" costs were... There was first months and last months rent plus a damage deposit for my new apartment; new furniture ...Here, you can share your financial achievements through pictures and stories, ask questions, and offer advice. Whether it's showing off your savings progress, sharing …Best overall. Capital One 360 Performance Savings. Open Account. Key Stats: APY: 4.35% No minimum opening balance or monthly maintenance fee. Open …1. UniversityHot4132. • 1 yr. ago. I have discover credit card for years and didn’t face any issues. Recently saw their promo for $450 bonus and 3% interest rate. So, decided to transfer money to their account. Did two transfers and my account was frozen. I had a similar story to the person below.A friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ... thick hair vs thin hair Ally Bank is the highest I've seen (0.5%) and the one bank I use. Like all banks this rate is severely down since the pandemic (2.2% at one point), but it remains one of the highest with a good interface. I have Marcus by Goldman Sachs, which is also at 0.5% right now. I’ve seen a high of 2.3%. You really can’t go wrong with one of these ... Banking. Savings. Best High-Yield Savings Accounts. 10 best high-yield savings accounts. By Vawn Himmelsbach. Fact Checked: Scott Birke. 🗓️. Updated: … electric discharge machining The best high-yield savings accounts in our banking review can boost your short-term savings with rates of up to 5.25% annual percentage yield (APY).Some banks offer tiered interest rates. To find the best high-interest rate for you, browse Bankrate's list of the best high-yield savings accounts.5 Best Savings Accounts of March 2024. Our list of the best savings accounts. By Margarette Burnette. Mar 15, 2024. Edited by Yuliya Goldshteyn. Many or … what is leet code Some banks offer tiered interest rates. To find the best high-interest rate for you, browse Bankrate's list of the best high-yield savings accounts.The best high-yield savings accounts in our banking review can boost your short-term savings with rates of up to 5.25% annual percentage yield (APY).Hello! I suggest you apply for an RCBC Instacard. 10k yung minimum holdout amount and 95% nun ang magiging credit limit mo. So kung magdedeposit ka ng 10k, 9.5k magiging credit limit mo. Suggestion ko ay maglagay ka ng at least 15k sa account mo para may matirang 5k kapag kinuha nila yung holdout amount sa account mo.largepanda. • 5 yr. ago. Opening multiple savings accounts is fine and doesn't hurt you. If you'd like to do it to keep your money well organized, go for it. Alliant Credit Union allows you to open up up to 20 high-yield savings accounts (currently 2.20% APY), the only requirement is to have at least $5 to keep the account open and at least ...Best High-Yield Savings Accounts of March 2024. We monitor rates daily to find the best high-interest savings accounts in three categories — the best rates overall, accounts that let you earn a ...Kroo offer a current account paying 4.65%, that comes with a debit card you can spend from (because it's a current account not a savings account). They'll even pay you £5 for joining! your post say "savings account" and later you specify "easy access" so most will suggest easy access savings accounts. these are not the same as current accounts ...A friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ...7 Aug 2023 ... Best of Reddit · Topics · Content Policy · Privacy ... A high yield savings account is a literally a savings account. ... Opening up a high inte...Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Up to 5.75%. Clients opening their first CIBC eAdvantage® Savings Account will earn bonus interest for 120 days (up to a balance limit of $1,000,000), in addition to the 1.90% regular interest ...No gripes and pain free app for any transfers. Also AMEX has been offering cash bonuses for 60 day deposits into their HYSA. $350 on $25k for 60 day hold on top of their now 3.5% APY. Wife and I are both opening separate to double dip and bank an easy $1k for 60 days of sitting on money. Reply reply. Chucking100s.Literally just about any of them. If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA.After setting aside the feature as a paid perk, Reddit will now let just about everybody reply with a GIF. Starting today, any safe-for-work and non-quarantined subreddit can opt i...Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a... HMBradley is 1% or 3% if you have their credit card. You need to direct deposit $1500/month and spend $100 with their credit card to reach 3%. Credit card is $0 first year and $65/y after. CC gives you 3% Cashback on first spending category, 2% for second, then 1% rest. r/personalfinance. Hdfc, icici, axis and/or Kotak. Hdfc and axis have good credit cards so maybe they hold an edge over the others if you want a long term relationship. marshaler. • 7 mo. ago. ICICI Bank has the best mobile app, you can do anything and everything from that mobile app. demon slayer season 3 dub concrete for patio While funds like the SPDR S&P 500 ETF Trust, or SPY, posted an annual gain of 26.19% last year, the index tracker had a loss of 18.17% in 2022, according to …Here’s a summary of our top accounts organized by the highest APY that one could get. UFB Secure Savings: Up to 5.25% APY. Bread Savings High-Yield Savings Account: 5.15% APY. Bask Interest ... most fuel efficient cars Reddit has raised a new funding round, totaling $250 million. This is the company’s Series E round of financing, and it comes hot on the heels of renewed public attention on the si... HMBradley is 1% or 3% if you have their credit card. You need to direct deposit $1500/month and spend $100 with their credit card to reach 3%. Credit card is $0 first year and $65/y after. CC gives you 3% Cashback on first spending category, 2% for second, then 1% rest. r/personalfinance. When CapOne 360 started offering the current savings account, it was at a higher percentage rate than a different savings account and they didn't tell holders of the older type of account that there was a new offering (they weren't hiding it either, if you visited the website and browsed savings products, you would have seen the new account type and could have just opened …A GIC, ISA mutual fund, HISA ETF, etc…. Overall I think it’s worth it to keep savings you need liquid, it’s worked great for me. This is exactly the type of question that www.MySavingsJourney.com has helped me with! At a high-level, it depends on your objective and what other investments you have.Kroo offer a current account paying 4.65%, that comes with a debit card you can spend from (because it's a current account not a savings account). They'll even pay you £5 for joining! your post say "savings account" and later you specify "easy access" so most will suggest easy access savings accounts. these are not the same as current accounts ...14 Nov 2022 ... Best savings account HANDS DOWN . Barclays Rainey day saver currently offering 5.12% AER (up to 5000). To get this account you have to be a ...3.3% at Evansville Teachers Federal Credit Union. $20,000 limit, requires 15 debit purchases (any amount) each month and an electronic deposit. 3% at One Finance. No limit, but funding the 3% account is limited to 10% payroll/benefits direct deposits, up to a maximum of $1,000 per month. Although not strictly a checking or savings account, it's ...They give 0.1% APY on their checking accounts, and 0.4% on their savings accounts (which is better than even USAA's 0.01%-0.2% "savings" account) Don't have account …Users share their opinions and experiences on different online and local savings accounts that offer interest rates, bonuses, and features. See the pros and cons of various options …14 Nov 2022 ... Best savings account HANDS DOWN . Barclays Rainey day saver currently offering 5.12% AER (up to 5000). To get this account you have to be a ...InvestorPlace - Stock Market News, Stock Advice & Trading Tips It’s still a tough environment for investors long Reddit penny stocks. A... InvestorPlace - Stock Market N...I've been using Milli since March, so ~3 months. I have direct deposit with them (not all, just the fraction of my paycheck that covers discretionary spending). I had no issues setting it up, and it works seamlessly. One thing to bear in mind is that your money will show up at 6:05 AM EST on payday, not at midnight. There are many options for savings account and a lot offer a high interest rate for a limited promotional time (eg 4.25% for 6 months, then rate reverts to the regular interest rate of 2.25% or some offer like that). What is the highest interest savings account that does not have a limited term rate. Online Brokerage ( with banking features) Unlimited refunds. 0% (1% if debit purchase) 2. High Yield Checking, no fee for overdrafts or insufficient funds. No. Navy Federal Credit Union. Online Credit Union 1. $10 or $20 in refunds/month, 28,000+ free ATMs 3. 1.8% or 1% (0.8% or 1% if debit purchase) Best High Yield Savings Rates June 2022. Saving. With interest rates rising, banks have started to update their savings accounts. What are some of the best rates you’ve seen out there? A few years ago I couldn’t find anything that beat Citi Bank’s 2.5% but right now they seem hesitant to increase that, and are currently offering .6%. Although Schwab is nearly perfect, I realized it was lacking in one thing: a high-yield savings account. Oh, it does have a savings account with that exact name, the Charles Schwab High Yield Investor Savings account, but the actual interest rate is somewhat laughable, a paltry 0.12%. I then focused my obsession on finding a savings account ... OCBC's updated rates seems to be better given that OP is working. Just crediting salary gets you 2% on first 75k. Plus assuming OP is also saving up directly in the bank acc he can hit the 'save' condition by increasing avg bank account balance by $500 every month (+1.2% on first 75k) Now, if you want to invest just to gain experience, you could open a Roth IRA on Vanguard and place a small amount of your cash in ($1k) and invest in an index fund. Do some research on Roths first to ensure you're following all the rules. If you do have an emergency, you can withdraw your Roth contribution (but not earnings) without penalty. all inclusive resorts in cancun adults only where to buy washer and dryer A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat...Online Brokerage ( with banking features) Unlimited refunds. 0% (1% if debit purchase) 2. High Yield Checking, no fee for overdrafts or insufficient funds. No. Navy Federal Credit Union. Online Credit Union 1. $10 or $20 in refunds/month, 28,000+ free ATMs 3. 1.8% or 1% (0.8% or 1% if debit purchase) The longer the duration the more interest you get. You're not prohibited from taking your money out early but if you do you will lose the accrued interest. Looking around the brick and mortar bank CD rates are an abysmal ~0.02% but online accounts are 2.5-3% like I had mentioned. 13. SadPatient28. TD has epremium savings account with 1.5% interest over 10k balance if you want the cash to be liquid, I wouldn't recommend a "high interest" tfsa ever no chance. Imo tfsa should not be for holding cash. The amount of interest you'd earn on any deposit there so little that the benefit of the tfsa (capital gains are tax free) would be wasted. 5.4% intro, then 4.4% for savings account. Use my referral link below and I bump up from 4.4% to 5.4% for three extra months and so do you. If you don’t feel comfortable using a Reddit link - I get it - just search “Marcus Savings Account by Goldman Sachs” and I believe you get the same offer (the 5.4% percent for three months then 4.4% ... Literally just about any of them. If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA. 27 Dec 2023 ... So a regular saver isn't going to be best for you if you have a lump sum already because you can't benefit from that interest rate all at once. chicago med tv show 31 Jan 2023 ... This is an excellent point. I switched to Wealthfront. Their direct import has been flawless and they are paying 3.8% on their cash account.While funds like the SPDR S&P 500 ETF Trust, or SPY, posted an annual gain of 26.19% last year, the index tracker had a loss of 18.17% in 2022, according to …The most alluring aspect of this savings account is its competitive APY, easily up there with our best high-yield savings accounts. ... aside from the odd Reddit … pizza tucson az steam cleaner for bed bugs Hello! I suggest you apply for an RCBC Instacard. 10k yung minimum holdout amount and 95% nun ang magiging credit limit mo. So kung magdedeposit ka ng 10k, 9.5k magiging credit limit mo. Suggestion ko ay maglagay ka ng at least 15k sa account mo para may matirang 5k kapag kinuha nila yung holdout amount sa account mo.26 Feb 2023 ... As of 2/25/2023, that is 4.080%. For me, that beats most of the High-Yield savings plans I get, though some of the rates by @Werewolfdad ( https ...largepanda. • 5 yr. ago. Opening multiple savings accounts is fine and doesn't hurt you. If you'd like to do it to keep your money well organized, go for it. Alliant Credit Union allows you to open up up to 20 high-yield savings accounts (currently 2.20% APY), the only requirement is to have at least $5 to keep the account open and at least ... chris stapleton higher songs T-Mobile Money is 2.5% on both their checking and savings, and 4% on checking for the first $3K and 2.5% anything over that amount when you use your card 10x EVERY month. I earn over a dollar each month in both accounts. SoFi is 2.5% for checking and savings, but 3.75% for savings with the caveat you have direct deposit.Literally just about any of them. If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA.Just wanted to know everyone's experiences with the savings account since it looks like I'm going to be jumping off AMEX's HYSA to join Discover. Anything from user experience, customer service, issues. I've been lurking around and have been seeing that the funds tend to have a 10-15 day hold. I just wanted to make my first transfer as smooth ... Online lang. [deleted] • 4 yr. ago. Wala naman "best savings account" nasa iyo naman if okay sayo ang bank kasi most brick and mortar banks offer around 0.1%-0.5% interest rate for a basic savings account (yung mababa lang maintaining balance) and then there's the digital banks ING and CIMB na nagooffer ng 2.5% (pagwala na sila mga promo ... insulate windows upcoming rpg games 25 Nov 2023 ... Keanu Reeves. See more. RESOURCES. About Reddit · Advertise · Help · Blog · Careers · Press · Communities · Best of...31 Jan 2023 ... This is an excellent point. I switched to Wealthfront. Their direct import has been flawless and they are paying 3.8% on their cash account. Hdfc, icici, axis and/or Kotak. Hdfc and axis have good credit cards so maybe they hold an edge over the others if you want a long term relationship. marshaler. • 7 mo. ago. ICICI Bank has the best mobile app, you can do anything and everything from that mobile app. ING everyday + savings is another one recommended frequently. It is 1.8% interest. To get the rate you need to deposit $1,000 and do 5 card transactions a month. The app does a decent job and the support is good if needed. The spreadsheet liked above is a …I highly recommend Betterment's savings accounts. Their rate is currently .40% and rises with the economy (used to be around 2% in 2019). Plus they have "bucketing" features and refund all (global and conversion fees) debit card fees from their connected checking account. bergmi • 2 yr. ago.Compare today’s best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top rate is 5.50% from Poppy Bank.Open a UTMA account for the kid and put the kid's money into a good growth stock mutual fund or an Index fund and reinvest the dividends into buying more shares. If you want the money to be earmarked for college, make it a 529 account. as some have already said it depends on what you want you are trying to save for.I am happy with CIT, they did just move the savings connect from 4.05% to 4.2%. I know the paltinum is 4.4% but it is a slightly different product and they havn't abandoned the savings connect. If you want to talk "sleazy" how about these: using peoples money and paying nothing. Bank of America .01%.24 Jan 2023 ... I have heard great things about TrueWealth.Otherwise, apps like Selma or Invoya should work well for you: good Swiss options for investing ...Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...ziggyyT. • 5 mo. ago. Ubank (5%) is the no brainier, just deposit $200 monthly and you can even withdraw it if needed. ING (5.5%) if you don't mind the hoops, which is reasonably easy to meet. WinnieTheBish44. • 5 mo. ago. Macquarie got 5.55% for the first 4 months, no minimum monthly deposits. cremonaviolin. • 5 mo. ago.29 Sept 2023 ... Capital One 360 savings has a good rate. Get a checking account with a local account if that's what fits you best, then transfer to an online ...We wanted to open up a savings account. And we just wanted to see which banks offer the best deals (APY, Opening Bonus, etc) So far, Ally has offered the highest APY at 3.0%. But a few banks were offering a couple of hundred bucks if we deposited a minimum of a specific amount. Appreciate any responses.Literally just about any of them. If you want to keep your banking products together, get Amex. If you want to get 0.70% higher (5.05%) APY on your deposit, then I recommend CIT Bank Platinum savings. Choosing a HYSA is not a complicated thing. If you're going to park money then you want the best APY. I have CIT Bank, Amex, Discover and PNC HYSA. kith for bose ultra open earbuds best medical jobs Although Schwab is nearly perfect, I realized it was lacking in one thing: a high-yield savings account. Oh, it does have a savings account with that exact name, the Charles Schwab High Yield Investor Savings account, but the actual interest rate is somewhat laughable, a paltry 0.12%. I then focused my obsession on finding a savings account ...Online Brokerage ( with banking features) Unlimited refunds. 0% (1% if debit purchase) 2. High Yield Checking, no fee for overdrafts or insufficient funds. No. Navy Federal Credit Union. Online Credit Union 1. $10 or $20 in refunds/month, 28,000+ free ATMs 3. 1.8% or 1% (0.8% or 1% if debit purchase) do catholics believe in reincarnation I have my account set to round up any amount I charge to my checking and add the leftovers to my savings. So if I pay $3.24, it will round to $4 and the remaining .76 goes to my savings. This is nice because it builds my savings over time without me having to do anything. Well, I also have my savings account set to cover my checking account in ...March 05, 2024. High-yield savings accounts pay a competitive interest rate on your savings — many multiples of what you’ll earn in a traditional savings account. …For a general emergency fund, you want a high yield savings account at a bank like Ally, Capital One, CIT bank, etc. If you have T-Mobile, you can get a MONEY account. 4% on the first $3k and 2.5% on anything over the $3k. To get the 4% you have to make 10 debit card purchases, so I reload my Amazon gift card for 50¢.UPDATE. Apple Card’s new high-yield Savings account is now available, offering a 4.15 percent APY. Starting today, Apple Card users can choose to grow their Daily Cash rewards with a Savings account from Goldman Sachs, which offers a high-yield APY of 4.15 percent 1 — a rate that’s more than 10 times the national average. 2 With no fees ...ziggyyT. • 5 mo. ago. Ubank (5%) is the no brainier, just deposit $200 monthly and you can even withdraw it if needed. ING (5.5%) if you don't mind the hoops, which is reasonably easy to meet. WinnieTheBish44. • 5 mo. ago. Macquarie got 5.55% for the first 4 months, no minimum monthly deposits. cremonaviolin. • 5 mo. ago.17 May 2023 ... Next best savings account after rainy day and LISA? · First Direct - 7% - £300 · NatWest - 6.17% - £150 · RBS - 6.17% - £150 · LLoyds - ...March 05, 2024. High-yield savings accounts pay a competitive interest rate on your savings — many multiples of what you’ll earn in a traditional savings account. …Kroo offer a current account paying 4.65%, that comes with a debit card you can spend from (because it's a current account not a savings account). They'll even pay you £5 for joining! your post say "savings account" and later you specify "easy access" so most will suggest easy access savings accounts. these are not the same as current accounts ...Looking for suggestions for the best High Yield Savings or similar accounts. No need for local/branch access, online only is fine. For context, this isn't for me, but someone I know. She has a side gig (fully taxed with paychecks) and is going to max out her Roth contributions each year but will still have about $12k annually from this side gig.The 6% commission, a standard in home purchase transactions, is no more. In a sweeping move expected to dramatically reduce the cost of buying and selling a …Looking for suggestions for the best High Yield Savings or similar accounts. No need for local/branch access, online only is fine. For context, this isn't for me, but someone I know. She has a side gig (fully taxed with paychecks) and is going to max out her Roth contributions each year but will still have about $12k annually from this side gig. Porte bank offers a 3% interest rate on up to $15,000 and 0.50% on balances over that. It's FDIC insured. To qualify for that rate, there is a requirement of direct depositing at least $1,000/mo, but it sounds like you will easily meet that. oliverhan1989. • 3 yr. ago. Online lang. [deleted] • 4 yr. ago. Wala naman "best savings account" nasa iyo naman if okay sayo ang bank kasi most brick and mortar banks offer around 0.1%-0.5% interest rate for a basic savings account (yung mababa lang maintaining balance) and then there's the digital banks ING and CIMB na nagooffer ng 2.5% (pagwala na sila mga promo ... I am happy with CIT, they did just move the savings connect from 4.05% to 4.2%. I know the paltinum is 4.4% but it is a slightly different product and they havn't abandoned the savings connect. If you want to talk "sleazy" how about these: using peoples money and paying nothing. Bank of America .01%. Investing in the Philippines. For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. 374K Members. 210 Online. r/phinvest. Reddit is making it easier for users to share content from its platform, acknowledging that it previously "didn't make it easy" to do so. Reddit is introducing a series of updates ...Reddit has raised a new funding round, totaling $250 million. This is the company’s Series E round of financing, and it comes hot on the heels of renewed public attention on the si...7 Aug 2023 ... Best of Reddit · Topics · Content Policy · Privacy ... A high yield savings account is a literally a savings account. ... Opening up a high inte...8 Aug 2023 ... Bonkers.ie is now reporting Raisin - BluOr Bank AS with rate of 4.21% for 1year fixed term up to 100k. I've never heard ...SBI - free. I would go with ICICI. Also, look it up, almost all of them, icici, hdfc etc offer a student bank account will nil or very low minimum balance. And what you are talking about is AQB, average quarterly balance, every single bank will charge you if you are unable to maintain that.You can both start IRA from that account, too. any bank or credit union will be fine, generally if you haev a joint checking account and then a joint savings account and you do direct deposits into the joint checking then you shouldnt be charged any fees. THere are … lensmart reviews haircut san diego Discover how the soon-to-be-released Reddit developer tools and platform will offer devs the opportunity to create site extensions and more. Trusted by business builders worldwide,...DiarrhoeaOverlord. • 1 yr. ago. If you are salaried and eligible for a credit card, consider the UOB One Account. It gives you a range of 3.85-5.00% EIR p.a. depending on your account balance, as long as you credit your salary with them and spends $500/month on their credit card. IMO, the best pairing is the UOB One Account + UOB EVOL Credit ...Secondary market through a major player like Fidelity or Vanguard is also a good option as you can sell at any time. Fidelity doesn’t sell the 4 and 8 week bills, only the 13 week for the shortest. Since rates are rising so quickly, the 4 weeks works well. 15.I’ve got 3 savings accounts set up with Cap 1 for different purposes, plus a checking account. I still have accounts with Wells Fargo and Chase for better ATM access, but …I've been using Milli since March, so ~3 months. I have direct deposit with them (not all, just the fraction of my paycheck that covers discretionary spending). I had no issues setting it up, and it works seamlessly. One thing to bear in mind is that your money will show up at 6:05 AM EST on payday, not at midnight. sephora subscription box 5.4% intro, then 4.4% for savings account. Use my referral link below and I bump up from 4.4% to 5.4% for three extra months and so do you. If you don’t feel comfortable using a Reddit link - I get it - just search “Marcus Savings Account by Goldman Sachs” and I believe you get the same offer (the 5.4% percent for three months then 4.4% ... hess80. •. If you have an emergency fund that you might need to access 24/7, it's best to work with a bank that promises round-the-clock access. Keep in mind that American Express savings allow a maximum of six withdrawals per month, and their current APY stands at 4.35%, which is just short of the 4.5% mark. Kroo offer a current account paying 4.65%, that comes with a debit card you can spend from (because it's a current account not a savings account). They'll even pay you £5 for joining! your post say "savings account" and later you specify "easy access" so most will suggest easy access savings accounts. these are not the same as current accounts ... fyre fraud haworth fern chair ---2